Finance options can help make essential purchases more achievable, for example home improvements, training courses, even funeral arrangements. IDEAL4FINANCE can negotiate secured and unsecured finance for almost any purpose.
Apply online or over the phone within office hours (Mon – Thurs 8am – 7pm, Fri 9am – 5pm, Sat 9am – 1pm). The process to obtain a quote takes minutes.
All loan APR’s are dependent upon your credit rating & lenders criteria.
Receive an offer typically within 24 hours.
Unsecured and Secured lending options from a varied panel of lenders
Sometimes we need assistance to make things happen, and more often than not this means help with finance. That new kitchen that your home desperately needs, that training course that could boost your career chances or even something as important as covering the cost of a funeral; these are all significant expenses that many people would struggle to fund using their available savings.
When you need help, turn to Ideal4Finance. We work with a number of lenders in order to deliver the best possible finance option for you. How do we do this? We match your specific criteria with the right lender.
Choosing Ideal4Finance – here's 4 good reasons
Lending that matches your situation
The final decision is based on your individual circumstances, including your personal credit profile, the amount you are looking to borrow and the length of time over which you would like to make the repayments.
No nasty surprises
Here at Ideal4Finance, we have helped many people over the years and we can help you too, finding the perfect finance solution that fits like a glove. Furthermore, if you are worried by hidden charges and nasty surprises in our packages, rest easy:
Sounds good! How do I get started?
If you want to take the next step, it’s easy. Just tell us where you
saw or heard about Ideal4Finance, then complete our short and simple
application form. Once completed, you will be presented with a
provisional offer from our panel of lenders. Should you choose to
accept this offer and progress with the application, a credit check
will be carried out by the lender directly and you will receive a final
decision. Please be aware that only a soft search is carried out when
completing the application form, which should not affect your
credit score.
Looking to offer finance options to your own customers? Click here
IDEAL4FINANCE is a credit broker and can source personal loans for most purposes for both Homeowners and Tenants. We help people every day, with a wide range of circumstances, to find the right financial solution for them to purchase the products and services they need.
Ideal4Finance use only reputable lenders. There are no fees payable to use our finance facility and you will never be asked to make an upfront payment to release funds.
Ideal Sales Solutions Ltd T/A Ideal4Finance is authorised and regulated by the Financial Conduct Authority (FCA). Firm Reference Number 703401. The Financial Conduct Authority (FCA) regulates financial services in the UK and you can check our authorisation and permitted activities on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/firms/systems-reporting/register .
We will at all times act in your best interests, we source loans from a panel of lenders that are suitable to the requirements you disclose to us. When the preferred option has been agreed, we will provide you with information about the loan and the provider of this to ensure you understand your responsibilities and commitments before proceeding.
PLEASE NOTE: If initially applying for, or if the option of a Secured Loan is offered; any and all advice relating to the Secured Lending Option will be received from the Secured Lender directly. Ideal Sales Solutions Ltd are a credit broker and not a lender and therefore do not offer any advice in relation to loan applications of any kind.
The loan that you are applying for is not linked to the product or service that you are purchasing.
The firm will be acting as a Credit Broker on your behalf and is not a Lender.
We intend to rely on this document for the services we provide to you. By completing an application you confirm that you agree to these terms and conditions. For your own benefit and protection you should read these terms carefully before continuing.
Ideal4Finance works with a panel of lenders which represent a fair analysis of the relevant market. Please ask for details of the panel of lenders we use if you require this information.
Ideal4Finance receive a commission from our lenders upon completion of a loan. The amount of this commission will vary depending on the amount borrowed, the lender and product offered.
The General Data Protection Regulations ("GDPR") requires companies and individuals who process Personal Data to explain how it will be used and for what purpose. Our privacy policy explains how we will process your Personal Data and you are advised to read through the terms of this policy before using our services. We will not use your Personal Data for any other purpose without first informing you.
By continuing you are confirming that you have read and understand the Credit Brokering Services - terms and conditions.