Our website works better with cookies. Browsing on means you agree to our Cookie Policy.

It's not out of reach, it's Ideal 4 Finance

Finance options can help make essential purchases more achievable, for example home improvements, training courses, even funeral arrangements. IDEAL4FINANCE can negotiate secured and unsecured finance for almost any purpose.

Start your loan application

Retailer ID or Business Name

Please input the Retailer ID or Business Name of your chosen Retailer

Looking to offer finance options to your own customers? Click here

Loan Calculator

Borrow over
%

Monthly repayment of £54.00

Total repayable £650. This calculator is only used for guidance (4.8% APR). Your APR will be decided upon application

Simple Process

Apply online or over the phone within office hours (mon-fri 9am-5pm), the process takes minutes.

Competitive Rates

All loan APR’s are dependent upon your credit rating & lenders criteria.

Rapid Response Time

Decision in just 24 hours.

Range of flexible terms

Apply online or over the phone within office hours (mon-fri 9am-5pm), the process takes minutes.

Sometimes we need assistance to make things happen, and more often than not this means help with finance. That new kitchen that your home desperately needs, that training course that could boost your career chances or even something as important as covering the cost of a funeral; these are all significant expenses that many people would struggle to fund using their available savings.

When you need help, turn to Ideal 4 Finance. We work with a number of lenders in order to deliver the best possible finance option for you. How do we do this? We match your specific criteria with the right lender.

Choosing Ideal 4 Finance – here's 4 good reasons

  1. Simple Application process
    Applying online takes only a few minutes
  2. Competitive Rates
    Our range of reputable lenders offer competitive rates with high acceptance rates and APRs starting from as little as 4.8%*
  3. Rapid response time
    No waiting around – you’ll receive a decision within 24hours
  4. Flexible terms
    Borrow from £100 to £2.5 million over variable periods to suit you

Lending that matches your situation
The final decision is based on your individual circumstances, including your personal credit profile, the amount you are looking to borrow and the length of time over which you would like to make the repayments.
Poor credit history? Don't worry, Ideal4Finance have a selection of lenders that can help. If you keep up repayments you will also improve your credit history giving you access to lower rates in the future.

No nasty surprises
Here at Ideal4Finance, we have helped many people over the years and we can help you too, finding the perfect finance solution that fits like a glove. Furthermore, if you are worried by hidden charges and nasty surprises in our packages, rest easy:

Sounds good! How do I get started?
If you want to take the next step, it's easy. Just tell us where you saw or heard about Ideal 4 Finance then complete our short and simple application form. Your application will be referred to the lender that can offer you the best rate. As soon as they have assessed your case, you will be informed if you have qualified for the loan.

Contact Ideal4Finance today on 0333 577 4404

IDEAL4FINANCE is a credit broker and can source any purpose personal loans for both Homeowners and Tenants. We help people every day, with a wide range of circumstances, to find the right financial solution for them to purchase the products and services they need.

We could even help if you have adverse credit, arrears or CCJ's.

Whatever your circumstances we may be able to help get you back on track.

To get started follow these quick and simple steps and leave the rest to us:

  1. Tell us your chosen Retailer
  2. Complete our short application form
  3. Your application will be referred to the lender that can offer you the best rate
  4. You will be informed if you have qualified for the loan
Your ID is supplied by your retailer

Ideal4Finance use only reputable lenders. There are no fees payable to use our finance facility and you will never be asked to make an upfront payment to release funds.