It's not out of reach, it's Ideal4Finance

Finance options can help make essential purchases more achievable, for example home improvements, training courses, even funeral arrangements. IDEAL4FINANCE can negotiate secured and unsecured finance for almost any purpose.

Simple Process

Apply online or over the phone within office hours (Mon – Thurs 8am – 7pm, Fri 9am – 5pm, Sat 9am – 1pm). The process to obtain a quote takes minutes.

Competitive Rates

All loan APR’s are dependent upon your credit rating & lenders criteria.

Rapid Response Time

Receive an offer typically within 24 hours.

Range of flexible terms

Unsecured and Secured lending options from a varied panel of lenders

Sometimes we need assistance to make things happen, and more often than not this means help with finance. That new kitchen that your home desperately needs, that training course that could boost your career chances or even something as important as covering the cost of a funeral; these are all significant expenses that many people would struggle to fund using their available savings.

When you need help, turn to Ideal4Finance. We work with a number of lenders in order to deliver the best possible finance option for you. How do we do this? We match your specific criteria with the right lender.

Choosing Ideal4Finance – here's 4 good reasons

  1. Simple Application process
    Applying online takes only a few minutes.
  2. Competitive Rates
    Our panel of reputable lenders offer competitive rates with a variety of options to suit your needs.
  3. Rapid response time
    Receive an offer typically within 24 hours.
  4. Flexible terms*
    Borrow from £1000 to £2.5 million over variable periods to suit you.
* Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Lending that matches your situation
The final decision is based on your individual circumstances, including your personal credit profile, the amount you are looking to borrow and the length of time over which you would like to make the repayments.

No nasty surprises
Here at Ideal4Finance, we have helped many people over the years and we can help you too, finding the perfect finance solution that fits like a glove. Furthermore, if you are worried by hidden charges and nasty surprises in our packages, rest easy:

Sounds good! How do I get started?
If you want to take the next step, it’s easy. Just tell us where you saw or heard about Ideal4Finance, then complete our short and simple application form. Once completed, you will be presented with a provisional offer from our panel of lenders. Should you choose to accept this offer and progress with the application, a credit check will be carried out by the lender directly and you will receive a final decision. Please be aware that only a soft search is carried out when completing the application form, which should not affect your credit score.

Start your loan application

Retailer ID or Business Name

Please input the Retailer ID or Business Name of your chosen Retailer

Looking to offer finance options to your own customers? Click here

Contact Ideal4Finance today on 020 3617 4647

IDEAL4FINANCE is a credit broker and can source personal loans for most purposes for both Homeowners and Tenants. We help people every day, with a wide range of circumstances, to find the right financial solution for them to purchase the products and services they need.

To get started follow these quick and simple steps and leave the rest to us:

  1. Tell us your chosen Retailer
  2. Complete our short application form
  3. Your application will be referred to the lender that can offer you the best rate
  4. You will be informed if you have qualified for the loan
Your ID is supplied by your retailer

Ideal4Finance use only reputable lenders. There are no fees payable to use our finance facility and you will never be asked to make an upfront payment to release funds.