Category: Insights

UK homeowners are still investing heavily in their properties. The latest Houzz & Home Study puts median renovation spending at £20,000, while Aviva estimates almost seven million are planning projects over the next two years. Many UK homeowners can’t afford to move and are improving their current home instead. Yet

There’s been a clear shift in the way consumers pay for products and services in the UK. Ownership is no longer the focus. Flexibility is. From streaming platforms to smartphones, gym memberships to cosmetic treatments, customers are becoming increasingly comfortable with spreading the cost through monthly payments rather than paying

In a cost-of-living crisis, how do you remove price as an obstacle? The answer is not as complex as you might think. Customers today expect flexibility and efficiency. Whether it’s paying for coffee with their phone or spreading the cost of large purchases, convenience is a huge part of the

The FCA’s new Consumer Duty requirements, which came into force at the end of July, will set clearer standards of consumer protection across financial services, particularly in relation to putting the consumer first.

At last, consumers are displaying signs of being ready to spend again and are more likely to make larger purchases. In our latest blog, CEO Noel Corcoran looks at what smaller businesses can do to win their share of the market.

With Small Business Saturday approaching, our CEO Noel Corcoran explains how helping small and medium sized businesses was the reason behind Ideal4Finance

Customers are still spending, despite consumer confidence crisis according to Mark Heckels, Managing Director of Ideal4Finance. In our latest blog, Mark shares his insights on the current economic situation.

Consumer confidence is stable, but the focus is shifting to saving rather than spending, meaning now is the perfect time to offer finance to your customers.

At Ideal4Finance, we’re big believers in apprenticeships which are a fantastic way to help young people gain valuable experience in a real work environment, whilst still receiving relevant training.