A simple finance solution for any business

Trusted by over 1200 businesses

Make paying for your goods and services easier by offering your customers a choice of payment options and in turn increase your order values and sales

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Increase your sales with a hassle-free finance facility

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What are the benefits of using Ideal4Finance?

Increase Sales

By providing your customers with a choice of payment options you are more likely to secure the sale without them going elsewhere.

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FCA authorisation included

We provide you with the ability to introduce and promote finance.

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Quick Setup

Minimal paperwork and we help you every step of the way. You could be up and running in days.

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Compliance included

We cover all of your compliance requirements including all of your financial promotions.

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Increase your average spend/order value

By offering flexible payment options, customers are likely to spend more money.

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Earn Commission

We pay you up to 1% of every completed finance application.

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Marketing Assistance

We help with marketing your finance, providing advice, digital artwork for leaflets/posters and assets for your website.

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Flexible payment options

With a range of un-secured and secured lenders in place we secure the best rate for your customer from our panel.

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Full support provided

We're here every step of the way. Account managers are always on hand to help in any way.

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Don't wait to get paid

We pay the customer directly so that you can continue to operate with your standard payment terms rather than having to cash flow jobs.

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We offer:

Competitive Rates

Expansive network of lenders with high acceptance rates

The best deals for your customers

We can source the best finance option from our panel of lenders

Quality support

No admin to worry about, we look after everything for you

Quick answer

Customers get a decision within 24hours

Flexible terms

Borrow from £1000 over variable periods


Up to 1% commission on all completed loans

Ideal4Finance is ideal for your business

What happens when you don't offer finance? Well, it won't affect customers who have the cash to do business with you, and that's great. But what about the many people out there who would love to buy your goods or service but don't have the available money upfront? The answer is they find a competitor who DOES offer finance.

Finance isn't rocket science, it's perfect business sense

No serious business owner chooses to avoid attracting new customers. Being able to offer finance is one of the key ways you can appeal to everyone. And if you thought it was a complex, time-consuming process think again.

Finance opens up your business to many new potential customers

Makes larger purchases a realistic option for many people

It's easier and quicker to put in place than you may think

Here at Ideal4Finance, we've made providing a finance option for your retail customers a painless solution. All you need to do is register your details, and you are ready to let your customers apply for finance.